Borrowing From Yourself I’ve never had a job that promised any type of pension or help with my retirement. Basically, once I quit working, the clock starts ticking and I am left hoping that I expire before my savings do. Fortunately, I’ve managed to save some of each paycheck over the years. Over time, these little contributions have added up to a decent sum of money. Furthermore, part of my retirement funds are in cash … read more Use Your Savings, Don’t Spend Them